Searching for a contractor or a licence number: consult the Licence holders' repertory.
Searching for a contractor or a licence number: consult the Licence holders' repertory.
Searching for a contractor or a licence number: consult the Licence holders' repertory.
This page provides the Guarantee Plan managers’ contact information and financial data. It also lists the management policies of the manager.
Click on the topic you’re interested in to scroll down the page and learn more:
4101, rue Molson, 3e étage
Montréal (Québec) H1Y 3L1
Tel.: 514 657-2333 ou 1 855 657-2333
info@garantiegcr.com
www.garantiegcr.com
600, rue De La Gauchetière Ouest, bureau 2000
Montréal (Québec) H3B 4L2
Since January 1, 2015, the Garantie de construction résidentielle (GCR), a non-profit organization, manages the Guarantee Plan for New Residential Buildings.
| Data of the balance sheet |
| On December 31, 2022 | |
|---|---|---|---|
Assets – Reserve | $51 877 535 | $47,438,107 | |
Assets – Total of assets | $98 731 642 | $106,995,643 | |
Liabilities – Actuarial reserve | $49 455 708 | $57,713,960 | |
Liabilities – Total of liabilities | $70 642 501 | $85,008,065 | |
Total of net assets (deficiency) | $28 089 141 | $21,987,578 | |
Required excess (according to section 48 of the regulation) | $2 941 145 | $3,023,683 | |
Net assets (according to section 48 of the regulation regarding the streamlining according to the Order in Council 156-2014, section 55) | s. o. | s. o. |
| Data of the income statement | On December 31, 2023 | On December 31, 2022 |
|---|---|---|
| Written premiums | $18 190 442 | $19,655,106 |
| Membership fee | $1 396 418 | $1,386,724 |
| Investment income | $1 824 110 | $1,827,563 |
| Total revenue | $23 685 208 | $26,332,868 |
| Claims and claim costs | $4 774 979 | $1,948,223 |
| Variation of actuarial reserve (transfer to reserves) | $4 439 428 | ($3,675,651) |
| Total of expenses | $17 583 645 | $18,148,976 |
| Excess of revenue over expenses before taxes | $6 101 563 | $8,183,892 |
| Data regarding the activities of the Guarantee Plan manager | On December 31, 2023 | On December 31, 2022 |
|---|---|---|
| Number of issued certificates | 7 278 | 12 113 |
| Number of accredited contractors | 2 753 | 2 841 |
| Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation) | 1 081 | 1 332 |
Raymond Chabot administrateur provisoire inc. manages La Garantie Habitation du Québec inc. (GHQ) of the Association de la construction du Québec (ACQ) since March 10, 2020.
| Data of the balance sheet | On December 31, 2023 | On December 31, 2022 |
|---|---|---|
| Assets – Reserve | $4 358 084 | $4,575,320 |
| Assets – Total of assets | $4 411 578 | $4,645,534 |
| Liabilities – Actuarial reserve | $19 216 727 | $21,673,507 |
| Liabilities – Total of liabilities | $36 774 397 | $38,418,397 |
| Total of net assets | ($32 362 819) | ($33,772,863) |
| Data of the income statement |
| On December 31, 2022 | |
|---|---|---|---|
| Written premiums | $0 | $0 | |
| Membership fee | $0 | $0 | |
| Investment income | $233 570 | $79,332 | |
| Total revenue | $0 | $0 | |
| Claims and claim costs | $453 431 | $2,752,843 | |
| Variation of actuarial reserve (transfer to reserves) | ($2 456 780) | ($1,860,941) | |
| Total of expenses | ($1 410 044) | $1,600,070 | |
| Excess (deficiency) of revenue over expenses before taxes | $1 410 044 | ($1,600,070) |
| Data regarding the activities of the Guarantee Plan manager | On December 31, 2023 | On December 31, 2022 |
|---|---|---|
| Number of issued certificates | 0 | 0 |
| Number of accredited contractors | 0 | 0 |
| Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation) | 1 | 4 |
Raymond Chabot administrateur provisoire inc. manages the La garantie des maisons neuves (GMN) of the Association des professionnelles de la construction et de l’habitation du Québec (APCHQ) since June 19, 2013.
| Data of the balance sheet |
| On December 31, 2022 | |
|---|---|---|---|
| Assets – Reserve | $49 569 247 | $49,004,238 | |
| Assets – Total of assets | $49 676 069 | $68,948,961 | |
| Liabilities – Actuarial reserve | $7 321 000 | $8,317,000 | |
| Liabilities – Total of liabilities | $9 438 512 | $30,682,731 | |
| Total of net assets | $40 237 557 | $38,266,230 |
| Data of the income statement | On December 31, 2023 | On December 31, 2022 |
|---|---|---|
| Written premiums | $0 | $0 |
| Membership fee | $0 | $0 |
| Investment income | $2 451 273 | $821,652 |
| Total revenue | $2 560 987 | $1,069,079 |
| Claims and claim costs | ($1 043 054) | ($11,241,970) |
| Variation of actuarial reserve (transfer to reserves) | ($996 000) | $8 317 000 |
| Total of other expenses | $328 714 | $276,771 |
| Excess (deficiency) of revenue and expenses before taxes | $1 971 327 | $3,717,278 |
| Data regarding the activities of the Guarantee Plan manager | On December 31, 2023 | On December 31, 2022 |
|---|---|---|
| Number of issued certificates | 0 | 0 |
| Number of accredited contractors | 0 | 0 |
| Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation) | 0 | 2 |
Raymond Chabot administrateur provisoire inc. manages the La Garantie Abritat inc. (formerly known as the Garantie des Maîtres Bâtisseurs) of the Association des professionnelles de la construction et de l’habitation du Québec (APCHQ) since January 1, 2015.
| Data of the balance sheet |
| On December 31, 2022 | |
|---|---|---|---|
Assets – Reserve | $1 140 618 | $11,218,200 | |
Assets – Total of assets | $1 417 207 | $11,527,827 | |
Liabilities – Actuarial reserve | $6 964 000 | $10,684,000 | |
Liabilities – Total of liabilities | $19 322 606 | $29,879,753 | |
Total of net assets (deficiency) | ($17 905 399) | ($18,351,926) |
| Data of the income statement | On December 31, 2023 | On December 31, 2022 |
|---|---|---|
| Written premiums | $0 | $0 |
| Membership fee | $0 | $0 |
| Investment income | $53 051 | $24 204 |
| Total revenue | $115 262 | $112,766 |
| Claims and claim costs | $2 246 924 | $2,421,280 |
| Variation of actuarial reserve (transfer to reserves) | ($3 720 000) | ($968,000) |
| Total of other expenses | $1 141 811 | $1,467,397 |
| Excess (deficiency) of revenue and expenses before taxes | $446 527 | ($2,807,911) |
| Data regarding the activities of the Guarantee Plan manager | On December 31, 2023 | On December 31, 2022 |
|---|---|---|
| Number of issued certificates | 0 | 0 |
| Number of accredited contractors | 0 | 0 |
| Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation) | 0 | 6 |
To avoid any conflict, whether real or apparent, between the construction industry and the Guarantee Plan management, the Regulation respecting the guarantee plan for new residential buildings provides management policies to regulate managers. These policies have been developed by the Régie du bâtiment du Québec (RBQ). This organization has the power to impose sanctions if a manager does not fulfill their obligations, e.g. by not following these policies:
The new Regulation respecting the guarantee plan for new residential buildings came into force on January 1, 2015. The management policies are part of many amendments that were adopted to rectify the problems identified during the program evaluation and in common practice.
For further information or to file a complain or report, visit the Contact the RBQ webpage.