This page provides the Guarantee Plan managers’ contact information and financial data. It also lists the management policies of the manager.
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The guarantee manager with which your building is registered depends on the date of purchase and the starting date of work on your new residence.
7171, rue Jean-Talon Est, bureau 200
Montréal (Québec) H1M 3N2
Tel.: 514 657-2333, 1 855 657-2333
info@garantiegcr.com
www.garantiegcr.com
5930, boulevard Louis-H. La Fontaine
Anjou (Québec) H1M 1S7
Tel.: 514 354-6508, 1 855 218-6038
Fax: 514 353-4871
1720, boulevard Père-Lelièvre, bureau 100
Québec (Québec) G1M 3J6
Tel.: 418 682-3794, 1 800 561-6575
clientele@abritat.ca
www.abritat.ca
9200, boulevard Métropolitain Est
Anjou (Québec) H1K 4L2
Tel.: 514 354-7526, 1 800 956-7526
Fax: 514 354-8292
reclamation@qualitehabitation.com
375, rue de Verdun, bureau 201
Québec (Québec) G1N 3N8
Tel.: 418 687-1992, 1 800 463-5260
Fax: 418 688-3220
reclamationquebec@qualitehabitation.com
www.qualitehabitation.com
The financial data is taken from the annual report supplied by each guarantee plan manager authorized or appointed by the Régie du bâtiment du Québec, in accordance with section 64 of the Regulation respecting the guarantee plan for new residential buildings. This information is disclosed to the public according to section 81.2 of the Building Act.
Since January 1, 2015, the Garantie de construction résidentielle (GCR), a non-profit organization, manages the Guarantee Plan for New Residential Buildings.
| Data of the balance sheet | On December 31, 2015 | On December 31, 2016 |
|---|---|---|
| Assets – Reserve | $9,390,909 | $20,349,125 |
| Assets – Total of assets | $33,721,140 | $47,612,343 |
| Liabilities – Actuarial reserve | $8,921,364 | $19,269,920 |
| Liabilities – Total of liabilities | $32,396,134 | $42,593,255 |
| Total of net assets | $1,325,006 | $5,019,088 |
| Required excess (according to section 48 of the regulation) | $8,500,000 | $6,500,000 |
| Data of the income statement | On December 31, 2015 | On December 31, 2016 |
|---|---|---|
| Written premium | $6,926,847 | $10,490,007 |
| Membership fee | $1,821,706 | $1,575,191 |
| Investment income | $205,275 | $304,310 |
| Total revenue | $10,351,417 | $14,558,998 |
| Claims and claim costs | $77,041 | $943,988 |
| Variation of actuarial reserve (transfer to reserves) | $9,388,869 | $10,958,216 |
| Total of expenses | $6,861,214 | $10,864,916 |
| Excess of revenue and expenses before taxes | $3,490,203 | $3,694,082 |
| Data regarding the activities of the Guarantee Plan manager | On December 31, 2015 | On December 31, 2016 |
|---|---|---|
| Number of issued certificates | 11,450 | 13,931 |
| Number of accredited contractors | 4,152 | 3,457 |
| Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation) | 15 | 153 |
PricewaterhouseCoopers Inc. temporarily manages the La Garantie Habitation du Québec inc. (GHQ) of the Association de la construction du Québec (ACQ) since January 1, 2015.
| Data of the balance sheet | On December 31, 2015 | On December 31, 2016 |
|---|---|---|
| Assets - Reserve | $17,976,296 | $12,895,038 |
| Assets – Total of assets | $23,114,416 | $16,976,001 |
| Liabilities – Actuarial reserve | $17,476,296 | $12,395,038 |
| Liabilities – Total of liabilities | $20,479,683 | $14,365,413 |
| Total of net assets | $2,234,998 | $2,610,588 |
| Data of the income statement | On December 31, 2015 | On December 31, 2016 |
|---|---|---|
| Written premium | -$377,557 | -$140,839 |
| Membership fee | $0 | $0 |
| Investment income | $408,542 | $344,899 |
| Total revenue | $100,108 | $268,271 |
| Claims and claim costs | $5,282,783 | $5,251,192 |
| Variation of actuarial reserve (transfer to reserves) | $661,701 | $255,030 |
| Total of expenses | $661,701 | $255,030 |
| Excess of revenue and expenses before taxes | -$561,593 | -$31,759 |
| Data regarding the activities of the Guarantee Plan manager | On December 31, 2015 | On December 31, 2016 |
|---|---|---|
| Number of issued certificates | 906 | 7 |
| Number of accredited contractors | 0 | 0 |
| Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation) | 685 | 493 |
Raymond Chabot administrateur provisoire inc. manages the La garantie des maisons neuves (GMN) of the Association des professionnelles de la construction et de l’habitation du Québec (APCHQ) since June 19, 2013.
| Data of the balance sheet | On December 31, 2015 | On December 31, 2016 |
|---|---|---|
| Assets - Reserve | $15,287,671 | $26,255,342 |
| Assets – Total of assets | $16,127,799 | $26,552,493 |
| Liabilities – Actuarial reserve | $0 | $0 |
| Liabilities – Total of liabilities | $28,084,238 | $50,899,613 |
| Total of net assets | -$11,956,439 | -$24,347,120 |
| Data of the income statement | On December 31, 2015 | On December 31, 2016 |
|---|---|---|
| Written premium | -$25,725 | $945 |
| Membership fee | $0 | $0 |
| Investment income | $72,665 | $47,845 |
| Total revenue | -$4,135 | $15,332 |
| Claims and claim costs | $16,033,819 | $10,892,569 |
| Variation of actuarial reserve (transfer to reserves) | -$3,285,449 | $0 |
| Total of expenses | $17,117,622 | $12,453,858 |
| Excess of revenue and expenses before taxes | -$13,763,643 | -$12,390,681 |
| Data regarding the activities of the Guarantee Plan manager | On December 31, 2015 | On December 31, 2016 |
|---|---|---|
| Number of issued certificates | -25 | 1 |
| Number of accredited contractors | 0 | 0 |
| Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation) | 289 | 128 |
Raymond Chabot administrateur provisoire inc. manages the La Garantie Abritat inc. (formerly known as the Garantie des Maîtres Bâtisseurs) of the Association des professionnelles de la construction et de l’habitation du Québec (APCHQ) since January 1, 2015.
| Data of the balance sheet | On December 31, 2015 | On December 31, 2016 |
|---|---|---|
| Assets - Reserve | $48,087,585 | $44,726,587 |
| Assets – Total of assets | $53,494,963 | $45,287,738 |
| Liabilities – Actuarial reserve | $45,768,513 | $42,569,000 |
| Liabilities – Total of liabilities | $61,862,447 | $57,862,032 |
| Total of net assets | -$8,367,484 | -$12,574,294 |
| Data of the income statement | On December 31, 2015 | On December 31, 2016 |
|---|---|---|
| Written premium | $3,166,040 | $189,244 |
| Membership fee | -$753 | $0 |
| Investment income | $785,676 | $721,522 |
| Total revenue | $4,166,008 | $164,244 |
| Claims and claim costs | $3,840,565 | $6,266,082 |
| Variation of actuarial reserve (transfer to reserves) | $10,190,976 | -$3,199,513 |
| Total of expenses | $6,281,596 | $8,099,658 |
| Excess of revenue and expenses before taxes | -$11,538,327 | -$4,206,810 |
| Data regarding the activities of the Guarantee Plan manager | On December 31, 2015 | On December 31, 2016 |
|---|---|---|
| Number of issued certificates | 2,760 | 72 |
| Number of accredited contractors | 0 | 0 |
| Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation) | 722 | 571 |
To avoid any conflict, whether real or apparent, between the construction industry and the Guarantee Plan management, the Regulation respecting the guarantee plan for new residential buildings provides management policies to regulate managers. These policies have been developed by the Régie du bâtiment du Québec (RBQ). This organization has the power to impose sanctions if a manager does not fulfill their obligations, e.g. by not following these policies:
The new Regulation respecting the guarantee plan for new residential buildings came into force on January 1, 2015. The management policies are part of many amendments that were adopted to rectify the problems identified during the program evaluation and in common practice.
