Régie du bâtiment du Québec

  • Fr

Searching for a contractor or a licence number: consult the Licence holders' repertory.

Searching for a contractor or a licence number: consult the Licence holders' repertory.

COVID-19: Answers to your questions [Fr]. Due to public health restrictions, the capacity of the exam rooms is reduced to 50%, which may result in some delays.

According to our language policy​​​​​​​, only certain contents may be translated. Visit the French version to obtain all the information.

Guarantee Plan

Information on managers

This page provides the Guarantee Plan managers’ contact information and financial data. It also lists the management policies of the manager.

Click on the topic you’re interested in to scroll down the page and learn more:

Contact information

The guarantee manager with which your building is registered depends on the date of purchase and the starting date of work on your new residence.

Signing of the preliminary contract AND beginning of the work in 2015:

GARANTIE DE CONSTRUCTION RÉSIDENTIELLE (GCR)

4101, rue Molson, bureau 300
Montréal (Québec) H1Y 3L1
Tel.: 514 657-2333, 1 855 657-2333
info@garantiegcr.com
www.garantiegcr.comThis link open an external website of the Régie du bâtiment du Québec in a new window.

Signing of the preliminary contract OR beginning of the work in 2014 (or before):

RAYMOND CHABOT ADMINISTRATEUR PROVISOIRE INC.
600, rue De La Gauchetière Ouest, bureau 2000
Montréal (Québec) H3B 4L2
Contact: Mr. Nicolas Boily

For claims:

LA GARANTIE ABRITAT INC.
clientele@abritat.ca

LA GARANTIE HABITATION DU QUÉBEC INC.
reclamation@qualitehabitation.com

LA GARANTIE DES MAISONS NEUVES
clientele@abritat.ca

Financial data

The financial data is taken from the annual report supplied by each guarantee plan manager authorized or appointed by the Régie du bâtiment du Québec, in accordance with section 64 of the Regulation respecting the guarantee plan for new residential buildings. This information is disclosed to the public according to section 81.2 of the Building Act.

Garantie de construction résidentielle

Since January 1, 2015, the Garantie de construction résidentielle (GCR), a non-profit organization, manages the Guarantee Plan for New Residential Buildings.

Balance sheet
Data of the balance sheet On December 31, 2018 On December 31, 2019

Assets – Reserve

$41,893,482

$45,350,365

Assets – Total of assets

$74,223,292

$84,704,524

Liabilities – Actuarial reserve

$49,403,552

$54,299,692

Liabilities – Total of liabilities

$74,634,920

$81,138,973

Total of net assets (deficiency)

($411,628)

$3,565,551

Required excess (according to section 48 of the regulation)

$2,500,000

$1,500,000

Net assets (according to section 48 of the regulation regarding the streamlining according to the Order in Council 156-2014, section 55)

$11,088,372

$15,065,511

Income statement
Data of the income statement On December 31, 2018 On December 31, 2019
Written premiums

$13,112,778

$16,304,054

Membership fee

$1,373,294

$1,322,285

Investment income

$933,329

$1,229,500

Total revenue

$18,487,890

$21,771,414

Claims and claim costs

$3,590,288

$4,732,472

Variation of actuarial reserve (transfer to reserves)

$10,506,355

$3,456,883

Total of expenses

$15,988,748

$17,794,235

Excess of revenue over expenses before taxes

$2,499,143

$3,977,179

activities of the guarantee plan manager
Data regarding the activities of the Guarantee Plan manager On December 31, 2018 On December 31, 2019
Number of issued certificates

15,045

13,174

Number of accredited contractors

3,034

2,891

Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation)

611

1,024

La Garantie Habitation du Québec

Raymond Chabot administrateur provisoire inc. manages La Garantie Habitation du Québec inc. (GHQ) of the Association de la construction du Québec (ACQ) since March 10, 2020.

Balance sheet
Data of the balance sheet On December 31, 2018 On December 31, 2019
Assets – Reserve

$5,468,873

$1,649,782

Assets – Total of assets

$5,786,570

$1,840,152

Liabilities – Actuarial reserve

$17,249,294

$14,304,720

Liabilities – Total of liabilities

$19,328,477

$20,200,183

Total of net assets

($13,541,907)

($18,360,031)

Income statement
Data of the income statement On December 31, 2018 On December 31, 2019
Written premiums

($12,570)

$0

Membership fee

$0

$0

Investment income

$117,589

$66,102

Total revenue

$44,578

$55,086

Claims and claim costs

$6,395,770

$7,758,786

Variation of actuarial reserve (transfer to reserves)

$6,001,534

($2,944,574)

Total of expenses

$12,408,157

$4,873,210

Excess (deficiency) of revenue over expenses before taxes

($12,363,579)

($4,818,124)

Activities of the guarantee plan manager
Data regarding the activities of the Guarantee Plan manager On December 31, 2018 On December 31, 2019
Number of issued certificates 0 2
Number of accredited contractors 0 0
Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation) 230 145

La Garantie des maisons neuves

Raymond Chabot administrateur provisoire inc. manages the La garantie des maisons neuves (GMN) of the Association des professionnelles de la construction et de l’habitation du Québec (APCHQ) since June 19, 2013.

Balance sheet
Data of the balance sheet On December 31, 2018 On December 31, 2019
Assets – Reserve

$42,599,070

$47,805,873

Assets – Total of assets

$42,853,069

$48,272,249

Liabilities – Actuarial reserve

$0

$0

Liabilities – Total of liabilities

$83,783,277

$95,488,197

Total of net assets

($40,930,208)

($47,215,948)

Income statement
Data of the income statement On December 31, 2018 On December 31, 2019
Written premiums

$0

$0

Membership fee

$0

$0

Investment income

$42,500

$108,280

Total revenue

$44,142

$125,329

Claims and claim costs

$4,956,364

$3,945,642

Variation of actuarial reserve (transfer to reserves)

$0

$0

Total of other expenses

$2,196,847

$2,465,427

Excess (deficiency) of revenue and expenses before taxes

($7,109,039)

($6,285,740)

Activities of the guarantee plan manager
Data regarding the activities of the Guarantee Plan manager On December 31, 2018 On December 31, 2019
Number of issued certificates 0 0
Number of accredited contractors 0 0
Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation) 17 7

La Garantie Abritat

Raymond Chabot administrateur provisoire inc. manages the La Garantie Abritat inc. (formerly known as the Garantie des Maîtres Bâtisseurs) of the Association des professionnelles de la construction et de l’habitation du Québec (APCHQ) since January 1, 2015.

Balance sheet
Data of the balance sheet On December 31, 2018 On December 31, 2019

Assets – Reserve

$29,326,500

$19,951,050

Assets – Total of assets

$29,942,740

$20,454,191

Liabilities – Actuarial reserve

$27,930,000

$19,001,000

Liabilities – Total of liabilities

$43,966,182

$31,833,441

Total of net assets (deficiency)

($14,023,442)

($11,379,250)

Income statement
Data of the income statement On December 31, 2018 On December 31, 2019
Written premiums

($7,520)

$250

Membership fee

$0

$0

Investment income

$338,621

$238,123

Total revenue

$322,076

$230,482

Claims and claim costs

$7,658,502

$4,785,671

Variation of actuarial reserve (transfer to reserves)

($4,004,000)

($8,929,000)

Total of other expenses

$1,858,952

$1,732,864

Excess (deficiency) of revenue and expenses before taxes

($5,197,934)

$2,644,192

Activities of the guarantee plan manager
Data regarding the activities of the Guarantee Plan manager On December 31, 2018 On December 31, 2019
Number of issued certificates

3

2

Number of accredited contractors

0

0

Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation)

291

196

Management policies of the manager

To avoid any conflict, whether real or apparent, between the construction industry and the Guarantee Plan management, the Regulation respecting the guarantee plan for new residential buildings provides management policies to regulate managers. These policies have been developed by the Régie du bâtiment du Québec (RBQ). This organization has the power to impose sanctions if a manager does not fulfill their obligations, e.g. by not following these policies:

The new Regulation respecting the guarantee plan for new residential buildings came into force on January 1, 2015. The management policies are part of many amendments that were adopted to rectify the problems identified during the program evaluation and in common practice.

Send us your comments…

Was the information on this page useful to you? (mandatory)