Guarantee Plan

Information on managers

This page provides the Guarantee Plan managers’ contact information and financial data. It also lists the management policies of the manager.

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Contact information

The guarantee manager with which your building is registered depends on the date of purchase and the starting date of work on your new residence.

Signing of the preliminary contract AND beginning of the work in 2015:

GARANTIE DE CONSTRUCTION RÉSIDENTIELLE (GCR)

7171, rue Jean-Talon Est, bureau 200
Montréal (Québec) H1M 3N2
Tel.: 514 657-2333, 1 855 657-2333
info@garantiegcr.com
www.garantiegcr.comThis link open an external website of the Régie du bâtiment du Québec in a new window.

Signing of the preliminary contract OR beginning of the work in 2014 (or before):

LA GARANTIE ABRITAT INC.

5930, boulevard Louis-H. La Fontaine
Anjou (Québec) H1M 1S7
Tel.: 514 354-6508, 1 855 218-6038
Fax: 514 353-4871

1720, boulevard Père-Lelièvre, bureau 100
Québec (Québec) G1M 3J6
Tel.: 418 682-3794, 1 800 561-6575
clientele@abritat.ca
www.abritat.caThis link open an external website of the Régie du bâtiment du Québec in a new window.

QUALITÉ HABITATION

9200, boulevard Métropolitain Est
Anjou (Québec) H1K 4L2
Tel.: 514 354-7526, 1 800 956-7526
Fax: 514 354-8292
reclamation@qualitehabitation.com

375, rue de Verdun, bureau 201
Québec (Québec) G1N 3N8
Tel.: 418 687-1992, 1 800 463-5260
Fax: 418 688-3220
reclamationquebec@qualitehabitation.com
www.qualitehabitation.comThis link open an external website of the Régie du bâtiment du Québec in a new window.

Financial data

The financial data is taken from the annual report supplied by each guarantee plan manager authorized or appointed by the Régie du bâtiment du Québec, in accordance with section 64 of the Regulation respecting the guarantee plan for new residential buildings. This information is disclosed to the public according to section 81.2 of the Building Act.

Garantie de construction résidentielle

Since January 1, 2015, the Garantie de construction résidentielle (GCR), a non-profit organization, manages the Guarantee Plan for New Residential Buildings.

Balance sheet
Data of the balance sheet On December 31, 2015 On December 31, 2016
Assets – Reserve $9,390,909 $20,349,125
Assets – Total of assets $33,721,140 $47,612,343
Liabilities – Actuarial reserve $8,921,364 $19,269,920
Liabilities – Total of liabilities $32,396,134 $42,593,255
Total of net assets $1,325,006 $5,019,088
Required excess (according to section 48 of the regulation) $8,500,000 $6,500,000
Income statement
Data of the income statement On December 31, 2015 On December 31, 2016
Written premium $6,926,847 $10,490,007
Membership fee $1,821,706  $1,575,191
Investment income $205,275 $304,310
Total revenue $10,351,417 $14,558,998
Claims and claim costs $77,041 $943,988
Variation of actuarial reserve (transfer to reserves) $9,388,869 $10,958,216
Total of expenses $6,861,214  $10,864,916
Excess of revenue and expenses before taxes $3,490,203 $3,694,082
activities of the guarantee plan manager
Data regarding the activities of the Guarantee Plan manager On December 31, 2015 On December 31, 2016
Number of issued certificates 11,450 13,931
Number of accredited contractors 4,152 3,457
Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation) 15 153

La Garantie Habitation du Québec

PricewaterhouseCoopers Inc. temporarily manages the La Garantie Habitation du Québec inc. (GHQ) of the Association de la construction du Québec (ACQ) since January 1, 2015.

Balance sheet
Data of the balance sheet On December 31, 2015 On December 31, 2016
Assets - Reserve $17,976,296 $12,895,038
Assets – Total of assets $23,114,416 $16,976,001
Liabilities – Actuarial reserve $17,476,296 $12,395,038
Liabilities – Total of liabilities $20,479,683 $14,365,413
Total of net assets $2,234,998 $2,610,588
Income statement
Data of the income statement On December 31, 2015 On December 31, 2016
Written premium -$377,557 -$140,839
Membership fee $0 $0
Investment income $408,542 $344,899
Total revenue $100,108 $268,271
Claims and claim costs $5,282,783 $5,251,192
Variation of actuarial reserve (transfer to reserves) $661,701 $255,030
Total of expenses $661,701 $255,030
Excess of revenue and expenses before taxes -$561,593 -$31,759
Activities of the guarantee plan manager
Data regarding the activities of the Guarantee Plan manager On December 31, 2015 On December 31, 2016
Number of issued certificates 906 7
Number of accredited contractors 0 0
Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation) 685 493

La Garantie des maisons neuves

Raymond Chabot administrateur provisoire inc. manages the La garantie des maisons neuves (GMN) of the Association des professionnelles de la construction et de l’habitation du Québec (APCHQ) since June 19, 2013.

Balance sheet
Data of the balance sheet On December 31, 2015 On December 31, 2016
Assets - Reserve $15,287,671 $26,255,342
Assets – Total of assets $16,127,799 $26,552,493
Liabilities – Actuarial reserve $0 $0
Liabilities – Total of liabilities $28,084,238 $50,899,613
Total of net assets -$11,956,439 -$24,347,120
Income statement
Data of the income statement On December 31, 2015 On December 31, 2016
Written premium -$25,725 $945
Membership fee $0 $0
Investment income $72,665 $47,845
Total revenue -$4,135 $15,332
Claims and claim costs  $16,033,819 $10,892,569
Variation of actuarial reserve (transfer to reserves) -$3,285,449 $0
Total of expenses $17,117,622 $12,453,858
Excess of revenue and expenses before taxes -$13,763,643 -$12,390,681
Activities of the guarantee plan manager
Data regarding the activities of the Guarantee Plan manager On December 31, 2015 On December 31, 2016
Number of issued certificates -25 1
Number of accredited contractors 0 0
Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation) 289 128

La Garantie Abritat

Raymond Chabot administrateur provisoire inc. manages the La Garantie Abritat inc. (formerly known as the Garantie des Maîtres Bâtisseurs) of the Association des professionnelles de la construction et de l’habitation du Québec (APCHQ) since January 1, 2015.

Balance sheet
Data of the balance sheet On December 31, 2015 On December 31, 2016
Assets - Reserve $48,087,585 $44,726,587
Assets – Total of assets $53,494,963 $45,287,738
Liabilities – Actuarial reserve $45,768,513 $42,569,000
Liabilities – Total of liabilities $61,862,447 $57,862,032
Total of net assets -$8,367,484 -$12,574,294
Income statement
Data of the income statement On December 31, 2015 On December 31, 2016
Written premium $3,166,040 $189,244
Membership fee -$753 $0
Investment income $785,676 $721,522
Total revenue $4,166,008 $164,244
Claims and claim costs $3,840,565 $6,266,082
Variation of actuarial reserve (transfer to reserves) $10,190,976 -$3,199,513
Total of expenses $6,281,596 $8,099,658
Excess of revenue and expenses before taxes -$11,538,327 -$4,206,810
Activities of the guarantee plan manager
Data regarding the activities of the Guarantee Plan manager On December 31, 2015 On December 31, 2016
Number of issued certificates 2,760 72
Number of accredited contractors 0 0
Number of handled complaints (the “$100 files” referred to in sections 17.1, 18, 33.1 and 34 of the regulation) 722 571

Management policies of the manager

To avoid any conflict, whether real or apparent, between the construction industry and the Guarantee Plan management, the Regulation respecting the guarantee plan for new residential buildings provides management policies to regulate managers. These policies have been developed by the Régie du bâtiment du Québec (RBQ). This organization has the power to impose sanctions if a manager does not fulfill their obligations, e.g. by not following these policies:

The new Regulation respecting the guarantee plan for new residential buildings came into force on January 1, 2015. The management policies are part of many amendments that were adopted to rectify the problems identified during the program evaluation and in common practice.

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